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Markets, Patents & Alliances is a co-publisher of the- Insurance IP Bulletin a free bimonthly publication, distributed via email. The Insurance IP Bulletin reports on the ways in which intellectual property in the financial services industry can be and is being protected-primarily through the use of patents. Click here to request a copy of the latest issue.

On this page, you will also discover links to articles by third-party publishers on a host of topics, including insurance patents, business method patents, and technology patents. These articles, some published by industry groups like The National Underwriter, provide information of enduring value.

Blog Articles

	Getting a Loan with Your Patents IPWatchDog.com, June 21, 2012 Many people are unaware that a patent or patent portfolio can be used as collateral to secure a loan, but if you take a look at the assignment records at the USPTO you can see just how common this practice really is. View as PDF >
	Making it Easier to Get a Patent IPWatchDog.com, March 13, 2012 An analysis of "patent filing date versus patent issue date" can help applicants draft applications that have the best chance of early allowance. View as PDF >
	Intellectual Property in a Can 341studios.com, December 21, 2011 Everything you need to know about intellectual property is in a can of Coke. This includes trademarks, patents, copyrights and trade secrets. View as PDF >
	First-to-File and the Speed of Technology Evolution IPWatchDog.com, October 12, 2011 The new first-to-file mantra is “File early.”, “File often.” But I say, “How early?”, “How often?” An important consideration is how fast the technology in your field is evolving. View as PDF >
	Don’t Steal My Avatar! Dealing with Smart Phone App Patents 148apps.biz, June 23, 2011 Mark Nowotarski provides some essential background on patentable Smart Phone applications. View as PDF >
	Funding Your Invention: Getting Started with Crowd Funding IP WatchDog, June 1, 2011 Mark Nowotarski discusses Crowdfunding addressing the two biggest challenges many inventors have. “What is the market for my product?” and “How do I get initial funds to produce it?” View as PDF >
	Increasing Patent Allowance Rates by Selectively Targeting a More Technological Patent Class IP WatchDog, April 6, 2011 Mark Nowotarski, Arlene Zank and Michael Bowman discuss technology classes for emerging markets, such as Social Networking and Mobile Phone Apps. View as PDF >
	Don’t Steal My Avatar! Challenges of Social Networking Patents IP WatchDog, January 23, 2011 Mark Nowotarski provides an overview of social networking IP patents. View as PDF >
	Making Progress with Difficult Patent Applications IP WatchDog, December 19, 2010 Mark Nowotarski proposes that progress with these difficult patent applications can be tracked by looking at two separate but interrelated metrics, “applicant effectiveness” and “examiner effectiveness”. View as PDF >
	Breakthroughs & Abandonment: Patent Abandon Rate is a Reliable Measure of Speculative Portfolios IP WatchDog, September 27, 2010 Mark Nowotarski proposes that breakthrough inventions are more likely to be found in portfolios with high abandonment rates than in less speculative portfolios with lower abandonment rates. View as PDF >
	Reducing Patent Backlog and Prosecution Costs Using PAIR Data IP WatchDog, August 16, 2010 Nowotarski discusses how a relatively new PAIR-based metric, the ratio of allowances to rejections, can be tabulated and analyzed quickly to reveal where significant inefficiencies exist in the patent examination process. View as PDF >

Appearances | Interviews | Quotes

	Crowdfunding Has Its Pitfalls for Entrepreneurs Bloomberg BusinessWeek, July 27, 2012 Nowotarski will discuss crowdfunding at Fairfield University on Tuesday, [July 31, 2012] outlining the basics of what he believes is an opportunity to open new channels for funding a startup idea. View PDF >
	Invention Seeks to Stop Snow Flying from Atop Truck Trailers CTPost.com, January 26, 2012 Mark Notowotarski comments on a patented snow removal system. View PDF >
	Walker Digital Targets Microsoft, eBay and 98 Others for Patent Infringement The Stamford Advocate.com, April 12, 2011 Mark Nowotarski comments on the patent litigation process. View PDF >
	Starting Your Own Business Podcast interview with Belray Asset Management, September 29, 2010 Mark Nowotarski discusses how to start your own business in tough economic times and how to get your first patent to support it. Download MP3 >
	WhitServe Awarded $8.3M for Infringement The Stamford Advocate.com, July 12, 2010 Nowotarski points out that if patent infringement is willfull, damages can be tripled. View PDF >
	Sacred Heart University Library Garners U.S. Patent and Trademark Status The Danbury New Times, October 30, 2009 Nowotarski explains how new USPTO library at Sacred Heart University can help inventors quickly determine the merits of their inventions.
	Nowotarski Argues Against Obviousness Rejections in the Post-KSR Era Patent Forum 2009, February 25 - 29, 2009 Mark Nowotarski will present new tools for overcoming "obviousness rejections" in patent applications at this year's "Patent Forum 2009".
	Xerox, Pitney Bowes Pitch In With 'Green' Advice, Peter Healy, The Advocate, September 21, 2008 Nowotarski, the inventor of 17 environmentally friendly technologies, explains how making your patents available for green initiatives is good for your organization’s public image.
	Firm sues Amex, Visa, Peter Healy, The Advocate, September 18, 2008 Mark Nowotarski explains how patent lawsuits can be lucrative but expensive.
	Opening Up the Patent Process, Andrew Schrock, Technology MIT Review , September 24, 2007 Mark Nowotarksi explains how the new Peer to Patent public review process can create immediate value for inventors. View as PDF >
	Carriers Unaware of IP Ownership Threats and Opportunities, Theresa Rutkowski, Insurance Networking News, August 1, 2005 View as PDF >
	"Patent Pending", Bloomberg Wealth Manager, May 2005 As estate planning heats up, it may not be enough to invent a brilliant tax-savings technique for your clients. You may need to patent it too.
	Patents Pending: Insurers no longer enjoy open season on the product innovations of competitors. Best's Review, June 2004
	Patents Pending: Locking in Innovation at GE ERC, Best's Review, June 2004
	Patents Pending: Protecting Ideas, Best's Review, June 2004
	Firms Consider Putting a Patent on the Way They do Things at the Office, Stamford Advocate, February 13, 2003
	Protecting Ideas in the Insurance Business, The New York Times, June 30, 2003

Insurance Patent Articles

	Using KSR to Overcome an Obviousness Rejection Mark Nowotarski, Intellectual Property Today, September 2007
	Millions of Dollars For Your Thoughts, Tom Bakos and Mark Nowotarski, National Underwriter L/H, Aril 19, 2004
	The End of Free Sharing in the Insurance Industry, Tom Bakos and Mark Nowotarski, National Underwriter P/C, November 3, 2003
	Independent Inventors Get Lion's Share of Insurance Patents, Tom Bakos and Mark Nowotarski, National Underwriter L/H, October 20, 2003
	The Mother of Invention, Tom Bakos and Mark Nowotarski, On The Risk, September 25, 2003
	How To Go About Getting an Insurance Patent, Tom Bakos and Mark Nowotarski, National Underwriter, June 2, 2003
	Recognizing What is Patentable in an Insurance Product, Tom Bakos and Mark Nowotarski, National Underwriter, May 26, 2003
	How Patents Could Change Competition in The Insurance Industry, Tom Bakos and Mark Nowotarski, National Underwriter, March 24, 2003
	Anticipating a Patent Rich Environment in the Insurance Industry, Tom Bakos and Mark Nowotarski, National Underwriter, March 17, 2003

Business Method Patent Articles

Introducing Patents into a Major Service Industry, Mark Nowotarski, Les Nouvelles, March 2003

Technology Patent Articles

	Understanding the Value of Patents in Advanced Packaging, Mark Nowotarski, Advanced Packaging Magazine, July 2002
	Obtaining Value from EMS Patents, Mark Nowotarski, Circuits Assembly Magazine, January 2003
	How Equipment Companies Obtain Value from Patents, Mark Nowotarski, Circuitnet, March 4, 2003

White Papers

	Creating Substantial Value from Tax Patents , Sponsored by Markets, Patents and Alliances, CFO.com, May 04,2009
	Understanding the Value of Patents, Mark Nowotarski

SoberTeen Articles

	Intellectual Property Expert Mark Nowotarski to Highlight Importance of Peer Review of Patents to AIChE Mark Nowotarski, president of Markets Patents and Alliances, will discuss how new peer review and social media tools can strengthen and fast track patents at the upcoming annual meeting of the American Institute of Chemical Engineers (AIChE). View as PDF >
	Car Insurance Patents Threaten Consumer Choice Peter Lewis, Insure.com, July 10, 2009 Nowotarski says commercial success will encourage wide adoption of PAYD auto insurance. Patent issues will not have a chilling effect. View as PDF >
	SoberTeen Creates Web Buzz Cyber Insurance News, June 01, 2009 Nowotarski says the attention given to SoberTeen™ insurance product proves the power of transparency and openness in the social media approach to patent examination. View as PDF >
	Black Boxes May Lead to Safer Teen Driving Teens in the Driver Seat, May 27, 2009 The SoberTeen Driving Insurance product will allow parents to see the driving patterns of their teen driver. View as PDF >
	'Black Box' Idea Travels to Cars Harold Davis, Stamford Advocate, May 22, 2009 Nowotarski shows how to use social networks to build value into patents.
	Patent Application to Curb Teen Drunk Driving Poised to Become Most Discussed Innovation in History of Peer-to-Patent Website Intellectual Property Today, May 21, 2009 SoberTeen Insurance Product application has been the subject of 32 discussions on www.PeerToPatent.org. View as PDF >
	CT Firm Seeks to Market Safe-Driving Product Gregory Seay, Hartford Business Journal, May 20, 2009 A Stamford patent agent, Mark Nowotarski, and a Massachusetts actuary, Donald Bashline, have paired to seek a patent on an insurance product aimed at promoting safety among teen motorists. View as PDF >

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Issue Archive

The first issue of the Insurance IP Bulletin appeared in June of 2004 Now you can explore a complete archive of past issues. Go to archive >

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